What is PM Kisan Samman Nidhi?
The PM Kisan Samman Nidhi (PM-KISAN) is a flagship scheme launched by the Government of India aimed at providing direct income support to farmers across the country. Since its inception in 2019, the scheme has benefited millions of farmers, contributing to their economic well-being and helping to uplift India’s agricultural sector. In this article, we will delve into the details of the PM Kisan Samman Nidhi scheme, its benefits, eligibility criteria, and how farmers can apply.
Key Features of PM Kisan Samman Nidhi
The PM Kisan Samman Nidhi is designed to provide financial support to small and marginal farmers by transferring a fixed income directly into their bank accounts. Here are the key features of the scheme:
- Financial Assistance: Under this scheme, eligible farmers receive ₹6,000 annually, disbursed in three equal installments of ₹2,000 each. The money is transferred directly to their bank accounts via Direct Benefit Transfer (DBT).
- Objective: The scheme aims to ensure a consistent source of income for farmers, aiding them in managing farming expenses and mitigating financial stress, particularly during tough agricultural seasons.
- Nationwide Coverage: PM Kisan Samman Nidhi covers all eligible small and marginal farmers across India, regardless of their location.
- Simple Application Process: The scheme offers a straightforward application process through an online portal, enabling farmers to easily register and benefit from the program.
Eligibility Criteria for PM Kisan Samman Nidhi
To benefit from the PM Kisan Samman Nidhi scheme, farmers must meet certain eligibility conditions. Below are the main criteria:
- Land Ownership: The scheme is targeted at small and marginal farmers who own cultivable land. Farmers who own up to 2 hectares of land are eligible for this financial assistance.
- Exclusions: Certain groups are excluded from the scheme, including institutional landholders, retired individuals who receive pensions above ₹10,000, taxpayers, and professionals such as doctors, engineers, and lawyers.
- Document Requirements: Farmers need to provide basic documentation such as Aadhaar card, bank account details, and land ownership documents for verification during registration.
How to Apply for PM Kisan Samman Nidhi
Applying for the PM Kisan Samman Nidhi is a straightforward process that can be completed online or at the local Common Service Center (CSC). Here’s a step-by-step guide:
- Online Registration: Farmers can visit the official PM Kisan portal (pmkisan.gov.in) and complete the registration by providing necessary details like Aadhaar number, bank account information, and land records.
- CSC Registration: Farmers who are not comfortable with online procedures can visit their nearest Common Service Center (CSC) to get help with registration.
- Verification and Approval: Once the registration is completed, the submitted documents are verified by local authorities. If approved, the financial assistance will be credited directly to the farmer’s bank account.
How to Check PM Kisan Beneficiary Status using Aadhaar Number
To check your PM Kisan beneficiary status using your Aadhaar number, follow these steps:
1. Visit the official PM Kisan Samman Nidhi website
2..0n the homepage, scroll down to the ‘FARMERS CORNER! section
3. Click on the option labeled “KNOW YOUR STATUS’
4. You will be directed to a new page. Click on the option “KNOW YOUR REGISTRATION NUMBER’
5. Select search by AADHAR NUMBER’ option
6. Enter your Aadhaar number and captcha and click on ‘GET MOBILE OTP”
7. Enter the OTP received on your mobile number
8. After verifying the OTP, you will receive your registration number
9.0n the new page, enter your registration number along with the captcha code
10. Click on the ‘GET OTP” button
Your PM Kisan instalment details will then be displayed on the screen
By following these steps, you will be able to access comprehensive information regarding your PM Kisan Beneficiary status and the instalments that you have received.
Benefits of PM Kisan Samman Nidhi
- Financial Stability: The direct cash transfer ensures that farmers have access to a stable source of income, enabling them to manage their agricultural needs effectively.
- Poverty Alleviation: By targeting small and marginal farmers, the scheme helps alleviate rural poverty and promote the overall well-being of India’s agrarian community.
- Boost to Agricultural Economy: With timely financial support, farmers are better equipped to purchase seeds, fertilizers, and other essential inputs, thereby contributing to a more productive agricultural economy.
- Transparency: The use of the DBT system ensures transparency in the disbursement of funds, reducing the possibility of corruption or delays.
Frequently Asked Questions (FAQs)
1. Who is eligible for PM Kisan Samman Nidhi?
Small and marginal farmers who own cultivable land up to 2 hectares are eligible for this scheme.
2. How much financial support is provided under PM Kisan Samman Nidhi?
Farmers receive ₹6,000 annually in three installments of ₹2,000 each.
3. How can farmers check their payment status?
Farmers can check their payment status on the official PM Kisan portal using their Aadhaar number, bank account details, or mobile number.
4. Can tenant farmers benefit from this scheme?
No, tenant farmers who do not own land are not eligible for the PM Kisan Samman Nidhi scheme.
Conclusion
The PM Kisan Samman Nidhi scheme is a pivotal initiative for supporting India’s agricultural community by providing direct income assistance to farmers. It not only helps in stabilizing the financial condition of small and marginal farmers but also plays a crucial role in ensuring sustainable agricultural practices. By simplifying the application process and ensuring transparency in payments, the government aims to make farming a more financially viable occupation for millions across the country.
If you are a farmer or know someone who can benefit from this scheme, it is important to register and take advantage of this financial aid. With the PM Kisan Samman Nidhi, India’s farmers are empowered to thrive and contribute to the nation’s food security.